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Auto insurance and ridesharing: Closing the ‘app gap’

MThe concept of using a personal auto for something other than its intended use is not new. When personal and business uses of a vehicle converge, coverage confusion is bound to arise.
Enter Transportation Network Companies (TNC), such as Uber, Lyft and Sidecar, who employ drivers using their own vehicles to transport paying passengers through an app connection.
While the positives of TNCs far outweigh the negatives, our blog post explains why we strongly encourage city officials to obtain insurance guidance as they develop their ridesharing regulations as a way to ensure the safety of drivers, passengers and pedestrians. (VIEW POST)


OII member spotlight: Money-saving tips for home & family

holding house representing home ownershipRaising a family is the most rewarding of all challenges. But as your family grows, so do their needs.
Because every dollar counts, OII members have some helpful solutions on how live within your budget while getting the most bang for your buck. In this OII Insurance Matters post, we highlight money-saving tips from some of our members that were recently shared on their company blogs. (VIEW POST)

Just updated: 2014 Ohio auto & homeowners insurance trend report

trendrep(July 10, 2014) The Ohio Insurance Institute updated its 2014 auto and homeowners premium insurance trend report based on new auto and homeowners insurance rate change data released by the Ohio Department of Insurance today. According to the Ohio Department of Insurance, Ohio’s average auto and homeowner’s premium changes for 2013 were less than those reported in 2012View OII’s updated trend report.

7 social media tips for a safer summer vacation

photo-sharingRamping up for summer vacation? Don’t forget to ramp down on your social media activities before heading out. Facebook, Instagram and other social media platforms are popular forums for sharing life adventures and family vacations. But, you could end up sharing well beyond your circle of friends or followers. According to a 2011 survey on home security, 78% of burglars admitted to using social media platforms, like Twitter and Facebook, to seek out possible victims. See our seven social media vacation tips to safeguard your valued possessions while away. (VIEW POST)

2013 auto thefts decline in most Ohio cities and US

VehicleThefts(June 26, 2014) The National Insurance Crime Bureau (NICB) estimates a 3.2% decrease in US auto thefts in 2013, following a 1.2% increase in 2012. 11 of the 14 Ohio cities in the NICB report also show decreases in auto thefts last year, according to the Ohio Insurance Institute. Cleveland remains Ohio’s most theft-prone city, based on a theft rate of over 300 vehicles stolen per 100,000 in population and ranking 52nd on NICB’s national list. (FULL RELEASE)

August 26-27 OII Annual Meeting info & registration

AnnMtg1Event and registration information for the 2014 OII Annual Meeting is available online. Registration deadline is August 14.
Reserve your room at the Westfield Inn by August 1 by calling 330.887.6700.
Join us Aug. 26 for the opening working lunch session on crisis communications planning for senior management. Presenting is Bruce Hennes, managing partner at Hennes Paynter Communications. Bruce’s sure-fire strategies and lessons from the front line are sure to benefit every attendee.
Additional meeting presenters will be added so check back often.
View meeting details and then register today!