Recent Posts Essential insurance resources for damage caused by wind (tornado) & rain
The National Weather Service confirmed the touchdown of an EF-1 tornado in Beavercreek during the evening of May 26. OII is providing a list of essential resources to help Ohioans whose vehicles, homes or businesses may have been impacted. Coverage for wind (tornado), hail and subsequent damage by rain is typically covered by homeowners insurance. Vehicles pot-marked by hail or damaged by flooding or wind are covered under the “other-than-collision” (comprehensive) portion of an auto insurance policy.
• OII release with additional resources: Insurance coverage for wind and rain damage
• OII resource guide: Insurance company claims contact info
• OII report: OII wind and hailstorm history through 2014 #Insurance360: Top 3 insurance trends addressed at I-Day
April 15 was more than Tax Day for about 200 Ohio insurance professionals. It also marked 2015 Insurance Education Day, an annual event hosted by OII. June 5 program provides overview of Ohio municipal income tax law changes
OII Insurance Matters recaps top insurance industry trends from #Insurance360 presenters, including tips on how insurance pros can remain competitive in future markets. (READ POST)
HB 5, which makes several changes to the Ohio municipal income tax code, takes effect in a few months. To help understand its implications, the Ohio Society of CPAs and its partners (including OII) are hosting a two-hour program on the tax law changes. Former Ohio Tax Commissioner, Tom Zaino, will provide an overview on the major provisions. The program is Friday, June 5, 9-11 a.m., Quest Conference Center in Columbus. Click here for details and to register.
Ohio boating and water safety events await! Insurance for your four-legged friends
(Note: Updated April 24) Insurance coverage for your pooch is possible, even when the risk is beyond that of a standard homeowners or renters policy. OII Insurance Matters addresses current law, the potential risks related to dog ownership and options available to consumers seeking insurance protection. (READ POST) Added May 14: Insurance Information Institute 2014 dog bite statistics and related claims information and State Farm’s 2014 report. A coverage you can count on: Additional living expense
When disaster strikes, an often-overlooked coverage that’s typically part of your homeowners or renters insurance policy may prove to be your financial and emotional lifesaver. Most of these policies include additional living expense (ALE) coverage. This provides reimbursement for extra living expenses while your home is being repaired or rebuilt due to an insured loss.
OII Insurance Matters explains this coverage and it’s importance in the event of a catastrophic loss. (READ POST)