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Updated July 2015: Home & Auto Insurance Trend Report

trend analysis(July 22, 2015) OII updates its annual trend report to reflect new data including:

OII members share repair ideas to curb future losses

InsuranceConceptIn this edition of OII Insurance Matters, we’ve shared some of our members’ top tips and tricks to shore up your home and prevent losses before nasty weather comes our way. (READ POST)

Join us Sept. 1-2 for the OII Annual Meeting at Westfield

AnnualMeetingEvents start at 12 noon, Sept. 1 with our ‘working lunch session.’ Presenting is John Millen of The Reputation Group. John is no stranger to our industry, having served in communications roles at Nationwide, The Hartford and Farmers Insurance. John’s session focuses on sure-fire strategies to more effectively convey the positive story of Ohio’s insurance industry no matter your role within your company/organization. A valuable session for all attendees.
OII Annual Meeting presenters include Ohio Auditor Dave Yost and Ohio Senate Minority Caucus Leader Joe Schiavoni.
View meeting details and then register by August 25.

Hey teachers & young adults: Get the lowdown on renters/homeowners insurance

OII-Renters-Insurance-Cover-01Now that you’re about to venture out on your own, it’s important to protect your belongings. OII’s totally revamped guide to Renters/Homeowners Insurance for Teens & Young Adults provides teachers and young adults with an overview of these all-important coverages, and includes cost-savings & claims handling tips, classroom activity ideas, essential resource links and more. Our new Web bonus includes a renters insurance FAQ and quick student quiz. (LEARN MORE)

Part 2: Insurance misconceptions

Facts MythsInsurance has its share of misconceptions so we’ve taken an opportunity to clear the air in our 2-part OII Insurance Matters blog series. In Part 2, we explore insurance-related misconceptions related to your chances of dying, ride-hailing terminology and winter driving laws. If you missed Part 1, see our July 7 post. (View Part 2)

Changes in store to Ohio’s subrogation process

laws_icon(July 2, 2015) Ohio’s budget bill approved Tuesday evening by Governor John Kasich included language that changes Ohio’s long-standing subrogation process. The Governor’s actions were essentially a partial veto of language that was inserted into House Bill 64 by the Ohio Senate very late in the process.
According to OII, the language will undo 100-plus years of settled case law pertaining to insurer rights to subrogate for payments made and the process for distributing recoveries in legal actions. (VIEW RELEASE)

Ohio stricter teen licensing laws go into effect July 1

sm-teen-drivingOhio’s teen drivers under the age of 18 will face tighter restrictions starting July 1. The new restrictions focus on limiting the number of passengers and the time of day that Ohio’s youngest drivers can be behind the wheel. The rule change was brought on by the Ohio Department of Public Safety Drive Toward a Safer Ohio Initiative in an effort to increase the level of experience for the state’s teen drivers. (VIEW RELEASE)