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OII Member Spotlight: Around the Home Tips

Ohio Insurance Institute’s members
 include insurance companies and trade groups from across the state and around the country. Broad in insurance-industry expertise, our members have much to share, and we love sharing their content with you!  The following is a compilation of some of the best tips and tricks OII members recently shared on their company blogs.


Spring and summer are perfect times to refresh your home. Hidden beneath winter’s ice and snow are nicks, cracks and much-needed repairs that seem to appear out of nowhere. House Made of ToolsAs you work through your fix-it list, you’re bound to have a question or two. Whether it’s a small garden project or a large-scale renovation, OII members are here to share their home maintenance know-how. Below are selected guides to home projects from our members to help ensure each upgrade achieves its desired results.

State Farm Insurance: Guide to good gutter replacement

Weighted down with soggy leaves or cracked by ice and snow, gutters left in disrepair can cause even more damage to your home the longer they go unnoticed and unfixed. Clogged gutters can result in interior leaks and water damage to walls and ceilings, and even structural damage to foundations compromised by erosion. Do your research and don’t trust this job to the first person you find. Before scheduling gutter replacement, State Farm (@StateFarm) recommends you seek out bids from a few reputable sources, and investigate their repair backgrounds and reviews through the Better Business Bureau (@bbb_us). 

For more helpful tips on how to hire a gutter contractor, as well as considerations based on size, material type and style of gutter, see the State Farm post, “A Guide to Replacing Gutters.”

Erie Insurance: Checklist for contractors 

Finding the perfect contractor to help get your home in tip-top shape can be a challenge. You want someone who knows what they’re doing, is trustworthy and will cut you a fair deal. But what else should you keep in mind? Erie Insurance (@erie_insurance) outlines several core considerations:

  • How to find a choice contractor
  • Ways to vet contractor choices
  • Paperwork your contractor should provide
  • Home repair red flags

For specifics read Erie’s post, “Hiring a Contractor Checklist.”

Cincinnati Insurance Companies: Calling for A/C care

Some home maintenance projects take priority over others. Ensuring that your air conditioning system is in prime working order can certainly be one of them, especially if you face a long, hot  summer. Don’t wait until you break into a sweat to service your air conditioner, Cincinnati Insurance Companies warns. Whether it’s for your home or business, inspect connections and check moving parts and pieces. Make sure to test for adequate airflow and proper levels of refrigerant.

For additional considerations to discuss with your HVAC service provider see the post, “Don’t wait for hot weather to service A/C.”

Grinnell Mutual Reinsurance: Keep your cool in the heat of summer

Environmental factors can make even the easiest of tasks a bit more labor intensive. Knowing this, Grinnell Mutual (@grinnellmutual) shares these tips to keep you at your best, even in the heat of summer.

  • Wear sunscreen, lightweight and breathable clothes and a hat
  • Remain hydrated, drinking water as frequently as possible
  • Listen to your body for signals that you might be working too hard

Grinnell provides info on recognizing the signs of heat stroke and how to quickly respond in its post, “How you can prevent heat illness this summer.”

Allstate Insurance: Promoting eco-responsible renovations

As new materials are delivered for needed repairs, the old will need tossed, repurposed or recycled. Allstate Insurance (@Allstate) offers three suggestions on how to best manage your upgrades, maintenance or repair projects:

  • Consider donating what’s still usable
  • Drop-off items that cannot be reused at the local landfill or waste station
  • Hire a professional that specializes in renovation debris removal

What details should you keep in mind during the process? See Allstate’s post, “3 Ways to Dispose of Renovation Waste” to find out.

Farmers Insurance: Here’s the ‘dirt’ on washer maintenance

A burst water line from your washer can create quite the mess. Left unattended it can lead to moldy floors and walls, and a repair bill in the thousands. Farmers Insurance (@wearefarmers) recommends replacing washer hoses every five years to avoid leaks that can go undetected for months.

For step-by-step tips on washing machine maintenance, read the full post “How to Maintain Your Washing Machine.”

Which home repairs do you plan to tackle before fall? Share in the comment section below.

Posted: June 3, 2014



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