About The Ohio Insurance Institute

About The Ohio Insurance Institute

The Ohio Insurance Institute (OII) is a trade association representing property/casualty (P/C) insurance companies and organizations conducting business throughout the state.

OII began operations in 1968. Its predecessor, the Underwriters Service Association, Inc., was chartered in 1932. In 1968, the Underwriters Service Association merged with the Ohio Insurance Information Service to form the OII. The Insurance Federation of Ohio, founded in 1970, merged with the Ohio Insurance Institute in 1989 to provide expanded services.

The association’s primary objective is to help Ohioans achieve a better understanding of insurance and related safety issues. To attain this goal, OII provides services in three areas: Public Information, Education, and Legislative and Regulatory Affairs. OII Member Services provides association support through a variety of informational newsletters and as the provider of the OII group rating plan for Workers’ Compensation.

Public Information

The OII public information program plays a vital role in increasing consumer understanding of P/C insurance issues. Current programs include:

Media Relations: OII serves as an insurance information news source. We welcome the opportunity to provide concise, prompt and factual insurance information to every media inquiry.

Publications: The Institute offers publications on a variety of insurance and safety-related issues. Click here to view our current list of downloadable resources.

OII publications include:

OII Consumer Fact Pak contains a series of brochures on insurance and safety issues including understanding insurance, winter and tornado safety and consumer money-saving tips. Click here to view online.

Ohio Insurance Facts is a comprehensive reference guide for news media, industry personnel and public officials to improve their understanding of the complexities of P/C insurance. Access current and previous editions online at www.ohioinsurance.org.

The Insurance Industry in Ohio details the employment and economic roles of insurance in the Buckeye state. Click here to view online.

OII Web site: Consumers, reporters, legislative staff, members and nonmembers will find a wealth of insurance and safety-related information on our site. Visit us at www.ohioinsurance.org.

Insurance Consumer Reports for TV: This award-winning program provides TV news directors and consumer reporters with ready-to-use news stories on industry and safety-related issues with the consumer in mind.

Organization and Trade Relations: OII is often assisted in its public information efforts by establishing coalitions with other trade, insurance and safety groups.

Industry Issue Campaigns: OII contends that an informed consumer is in a better position to make the best choice when it comes to insurance and safety issues. OII develops information to aid in decision-making.

Issue Web Sites: OII has launched informational sites to educate members & consumers on specific key issues.
•  Towing fees (http://www.stoptowingabuse.com/)
•  Accident response fees (http://www.accidentresponsefees.com/)
•  Weather safety club for kids (https://www.ohioinsurance.org/weatherclub/)

Education

OII invests in the future through an extensive teacher and student education program, as well as providing seminars and workshops for insurance practitioners. Programs include:

Insurance Lesson Plans: OII’s newest resource for educators—downloadable classroom lesson plans. These insurance-themed lesson plans are designed for use with high school students (grades 9-12) in any class that includes auto, home or liability insurance in its course of study. Click here to view online.

Loan Library: Videos, CDs and DVDs to help students understand insurance concepts as well as safe driving skills are available free to teachers and libraries. Click here to see our resource list online.

Speakers Network: Insurance industry professionals across Ohio volunteer to lead classroom discussions on topics ranging from insurance costs to driver safety. Through this network of volunteers, OII also provides speakers to community and civic groups.Click here to request a speaker online.

Understanding Renters Insurance: This interactive Web-based application provides educators, students and consumers with the basics of renters insurance. Included are suggestions for classroom activities, review quiz, downloadable handouts, a glossary of insurance terms, and tips for shopping and saving on insurance. Click here to view online.

Workshops/Online Instruction for Teachers: One-day regional workshops for high school educators involved in insurance instruction are available upon request. OII also offers an online graduate-level course, Insurance Basics for Teachers, through Wright State University at www.wright.edu/cee/51606/.

Auto Insurance Edugame for High Schoolers: “The Key to Responsibility” takes a look at auto insurance from a teenager’s perspective. This game provides a thorough review of auto insurance basics, a look at graduated licensing and other laws, and driver safety information. Click here to view online.

Seminars for Insurance Professionals: OII also provides educational opportunities for its constituents by sponsoring programs on timely topics.

Legislative and Regulatory Affairs

OII serves as liaison between its membership and Ohio’s legislative and regulatory bodies. The association’s efforts include providing insurance-related information to state lawmakers, government and regulatory officials, and state agencies.

This OII division is responsible for promoting Ohio’s insurance industry’s position on behalf of its members before legislative and regulatory bodies. This division also offers and arranges for testimony during legislative hearings, and tracks and monitors insurance-related legislation for OII constituents.

Member Services

OII newsletters are the primary function of this area. These include legislative updates as well as the OII Review, which highlights association activities, and the OII Forum, which provides a monthly overview of issues affecting the industry. Both are available online on the OII Web site.

Member Services is also responsible for administering OII’s group rating plan for Workers’ Compensation.

OII membership composite

OII membership in May 2005 included 35 domestic P/C companies, nine foreign P/C insurers and reinsurers, nine insurance trade associations and three insurance-related organizations. In 2003, OII members collected nearly $7.8 billion in P/C premiums in Ohio. This represents about 44% of the state’s total P/C business (based on premium volume).

 

Director, Member Services
Kathy Strawn, kathys@ohioinsurance.org

Director, Legislative Information
Amanda Peltier, amandap@ohioinsurance.org

Asst. Director of Education
Judy Hinten, judyh@ohioinsurance.org

Administrative Assistant
Deborah Lawlor, deborahl@ohioinsurance.org

OII Members (As of Sept. 2005)
Allstate Insurance Company
American Commerce Insurance Co.
American Family Insurance Group
American Insurance Association
Auto-Owners Insurance
Benfield
Buckeye Insurance Group
Central Mutual Insurance Companies
Century Insurance Group
Cincinnati Equitable Insurance
Cincinnati Insurance Board
Cincinnati Insurance Companies
Citizens Insurance Company of Ohio
CNA Insurance
EMC-Hamilton Mutual Insurance Co.
Eastern Ohio Mutual Fire & Tornado Ins. Co.
Enterprise Rent-A-Car
Erie Insurance Group
Evergreen National Indemnity Company
Farmers Insurance Group
Farmers Mutual Insurance Company
Farmers Mutual Relief Association
GE Insurance Solutions
German Mutual Insurance Company
Grange Insurance Companies
Great American Insurance Group
Independent Insurance Agents of Ohio
Insurance Board of Northern Ohio
Mennonite Mutual Aid Society
Mennonite Mutual Insurance Company
Miami Insurance Group
Motorists Insurance Group
Mutual Benefit Group
National Association of Mutual Ins. Companies
Nationwide
Norton Mutual Fire Association
Ohio Casualty Group
Ohio Mutual Insurance Group
Paris & Washington Twps. Home Insurance Co.
Perry County Mutual Fire Insurance Co.
Pike Mutual Insurance Company
Professional Insurance Agents Assn. of Ohio
Progressive Insurance
Property Casualty Insurers Assn. of America
Reinsurance Association of America
Springfield Township Mutual Insurance Assn.
State Auto Insurance
State Farm Insurance Companies
Towers Perrin Reinsurance
Tuscarora Wayne Mutual Insurance Assn.
Washington County Farmers Mutual Ins. Assn.
Washington Mutual Insurance Co.
Wayne Mutual Insurance Co.
Western Reserve Group
Westfield Group
Woodville Mutual Insurance Association