Applicant Eligible for Plan
To be eligible for bodily injury, property damage, medical payments,
and physical damage coverages, the applicant must meet the following
criteria:
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As a prerequisite to consideration for assignment under the Plan,
the applicant must certify, in the prescribed application form,
that he has attempted, within 60 days prior to the date of application,
to obtain automobile insurance in the state, and that he has been
unable to obtain such insurance rates equal or less than the Plan.
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An applicant so certifying shall be considered for assignment
provided that he reports in the prescribed application form all
information of a material nature and does not willfully make
incorrect or misleading statements in the prescribed application
form, or
does not come within any of the prohibitions or exclusions shown
in Section 2.C.
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For bodily injury, property damage, and medical
payments coverage, the Plan shall be available to residents
and non-residents of the
state only with respect to automobiles that are registered or
will be registered in the state within 15 days, except that non-residents
who are members of the United States military forces, shall be
eligible with respect to automobiles registered in other states
provided such military non-residents are stationed in this state
at the time application is made and are otherwise eligible for
insurance under the Plan.
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For physical damage coverage, the Plan
shall be available to residents and non-residents of the
state only with respect to motor vehicles
that are registered or will be registered in the state within
15 days and garaged in Ohio, except that non-residents who
are members
of the United States military forces shall be eligible with
respect to motor vehicles registered in other states provided
such military
non-residents are stationed in this state at the time application
is made and are otherwise eligible for insurance under the
Plan.
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Applicant Not Eligible for Plan
An applicant shall not in any event be entitled to insurance,
nor shall any company be required to afford or continue insurance
under the following circumstances:
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If any person who usually drives the automobile does not have
a valid driver’s license, or fails to obtain such license
as required by law, except where the license has been suspended
or revoked and can be restored upon the filing of financial
responsibility.
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If the applicant or anyone who usually drives
the motor vehicle fails to meet all obligations to pay to any
insurance company any
automobile insurance premiums due.
If the applicant is one of
two or more entities, in each of which the same person
or group of persons or corporations owns a majority
interest, none of such entities shall be eligible for insurance
under the Plan, if any of such entities has failed to meet
its premium obligations as outlined above. If an entity owns
the majority
interest in another entity which in turn owns the majority
interest in another entity, all entities so related shall be
considered
under the same majority ownership for purposes of this rule.
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If
the condition of the applicant’s automobile is such
as to endanger public safety, except that the company shall afford
insurance provided the applicant makes such repairs to his automobile
as may reasonably be required.
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An applicant shall not be entitled
to physical damage insurance nor shall any company be required
to afford or continue to afford
physical damage insurance under the following circumstances:
a.
if the applicant’s automobile is an antique automobile
(25 or more years old), or
b. if the applicant’s automobile has an Original Cost New
in excess of $25,000, or
c. if the applicant has failed to make his
vehicle(s) available for inspection at the request of the assigned
company as specified
in Section 12.B.
Medical payments insurance shall be available to an applicant,
but only in connection with the same policy written in accordance
with this Plan affording bodily injury and property damage coverage
for a four-wheel vehicle classified and rated as a private passenger
automobile.
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