Forum newsletter > November
2005
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November 2005
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| A
monthly publication reporting on issues affecting the
insurance industry in Ohio |
Road Rage
Most drivers admit to it |
Drivers
consider aggressive and careless motorists their biggest
worries, but most admit they sometimes drive that way
themselves.
Nine out of 10 drivers admitted to having done something
stupid on the road within the last six months, according
to a survey released by Drive for Life, a safety group
sponsored by Volvo of North America. Young drivers
were the most likely to admit it.
Of the survey’s 1,100 respondents, 74 percent
said careless or aggressive driving was the biggest
threat on the road. A majority said other drivers aggravated
them the most, while 16 percent cited traffic delays
and 14 percent said road conditions. Researchers also
asked what other behaviors in other drivers annoyed
them the most. A third of drivers said cell phone use.
Tailgating and not signaling filled out the top three.
Those questioned by researchers admitted they were
part of the problem. Ninety percent said they had made
the roads less safe at least once in the last six months.
They said their main offenses were speeding (68 percent)
and eating while driving (52 percent). |
Auto
Fatalities
Decline continues |
The
death rate in auto crashes went down again in 2004,
according to data by the National Highway Traffic Safety
Administration (NHTSA). Overall, 42,636 people died
in car crashes in the U.S. last year. That’s
248 fewer than the 42,884 who died in 2003.
The decline also means that slightly fewer people
died for every 100 million vehicle miles driven in
the U.S. last year. In 2004, 1.46 people died for every
100 million miles driven in this country. In 2003,
that number was 1.48. In 1966, 5.5 people died for
every 100 million vehicle miles driven, according to
NHTSA, and the death rate has been steadily improving
since then.
Alcohol-related fatalities dropped 2.4 percent, from
17,105 in 2003 to 16,694 in 2004. Safety groups attributed
the decrease to all 50 states moving toward a uniform
standard for drunken driving and to high-visibility
enforcement such as sobriety checkpoints.
More than half – 55 percent – of those
killed in vehicle crashes were not wearing safety belts. |
Secondhand
Smoke
Costs $10 million a year |
The
effects of secondhand tobacco smoke cost the U.S. economy
nearly $10 billion a year, ranging from medical bills
to lost hours on the job, according to a study commissioned
by insurance actuaries. Researchers for the Society
of Actuaries and a researcher at Georgia State University’s
business school arrived at these figures after reviewing
more than 200 studies published since 1964.
The Wall Street Journal reported that researchers
concluded that among the medical conditions more common
to those exposed to secondhand smoke are sudden infant
death syndrome and chronic pulmonary disease, as well
as asthma and spontaneous abortion.
Donald F. Behan, the study’s lead author and
a senior research associate with Georgia State University’s
J. Mack Robinson College of Business, said, “There
seems to be a relatively greater impact on children
than adults.” |
Motorcycle
Fatalities
Up 7.9 percent in 2004 |
Despite
the continuing decline in overall highway deaths, motorcycle
fatalities nationwide have surged to their highest
levels since 1987.
Last year, 4,008 motorcycle riders were killed in
highway accidents, up 7.9 percent from 2003 and 89
percent higher than in 1997, according to a National
Highway Traffic Safety Administration report.
Possible causes cited for the increase in motorcycle
deaths: a sharp rise in motorcycle ownership, rollback
of mandatory helmet laws and an increase in inexperienced
bikers riding powerful machines.
In 1995, Americans bought an estimated 230,000 new
on-highway motorcycles. In 2004, that number skyrocketed
to 734,000. |
Workplace
Injuries
Working overtime increases
risk of injury |
Working
long hours drives up the risk of workplace injury and
illness, according to a study conducted by occupational
medicine researchers. They conclude that the risk has
nothing to do with how hazardous the job is.
The study revealed that, after adjusting for age,
gender, type of industry and job, employees working
overtime were 61 percent more likely to sustain a work-related
injury or illness than employees who did not work overtime.
Working at least 12 hours a day was associated with
a 37 percent increased risk of injury or illness, while
working at least 60 hours a week was associated with
a 23 percent increased risk, compared with those who
worked fewer hours.
Authors of the study said their findings back up the
theory that long working hours indirectly precipitate
workplace accidents by inducing fatigue and stress. |
Child
Fatalities
Fewer kids dying in front seats |
Front-seat
fatalities involving children have declined since 1996
as adults have become more aware that youngsters are
safer in the back seat wearing seat belts.
Fatalities involving children 12 or younger in the
front seat dropped 46 percent from 1996 to 2003, according
to a study released by the Air Bag & Seat Belt
Safety Campaign of the National Safety Council. Its
findings were reported in the National Safety Council’s Journal
of Safety Research. The number of such deaths
per year during that span declined from 586 to 314.
The private safety group found the overall number of
child fatalities in vehicles slid 18 percent during
the same period. |
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