Tornadoes in Ohio and US
Ohio, positioned geographically on the eastern edge of what has
come to be known as “tornado alley,” is no stranger to
tornadoes. In fact, Ohio experiences an average of 16 tornadoes
each year, not to mention the hundreds of severe thunderstorms.
Ohio’s peak tornado season runs from April through July, with
most tornadoes occurring between 2 and 10 p.m. Even though June
has been the month with the most tornado occurrences, many of the
state’s major tornado outbreaks have taken place in April and
May. However, history has proven that tornadoes can occur during
any month of the year at any time of the day or night.
In 2001, there were 8 confirmed tornadoes in Ohio resulting in
one injury and no deaths. A violent tornado hit in Ohio in 2000,
reaching an F4 intensity on the Fujita tornado scale. This tornado
ripped through Xenia on September 20. This tornado damaged over
300 homes and businesses, and was responsible for one death and
nearly 100 injuries.
Insurance coverage for tornado damage
Tornado losses to a home are covered by the windstorm peril under
the homeowners insurance policy. Protection from windstorm or hail
damage for cars is covered under the “other than collision”
(comprehensive) portion of the automobile insurance policy.
Source: National Weather Service
Source: National Weather Service
 |
The West Coast experiences 80% of US earthquakes.
(Insurance Day, 11/20/01) |
Sources: WeatherData, KRT, reprinted from Kansas City Star,
4/10/98
Source: Insurance Information Institute, Fact Book 2002
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