The chart below shows a comparison of crimes against property for selected
Ohio cities. Crime rates have a bearing on the coverage amounts needed
and eventually the rates charged for insurance protection.
Terms
(as defined in FBI Uniform Crime Reports)
Robbery: The taking or attempting to take anything of value from the care, custody or control of a person or persons by force or threat of force or violence and/or by putting the victim in fear.
Burglary: The unlawful entry of a structure to commit a felony or theft. The use of force to gain entry is not required to classify an offense as burglary.
Larceny: Larceny-theft is the unlawful taking, carrying, leading or riding away of property from the possession or constructive possession of another. It includes crimes such as shoplifting, pocket-picking, purse-snatching, thefts from motor vehicles, thefts of motor vehicle parts and accessories, bicycle thefts, etc., in which no use of force, violence or fraud occurs. For reporting purposes, motor vehicle theft, embezzlement, “con” games, forgery and worthless checks are excluded from this category.
The chart on the next page, the US Crime Clock, compares the frequency of these criminal occurrences for the years 1995 and 1999. This information represents the annual ratio of crime to fixed time intervals. Both property and violent crime statistics are provided for additional means of comparison.
Click here for the chart "Ohio's Crime Picture by Selected Cities—1998 and 1999".
(US Justice Department’s National Crime Victimization Survey, reprinted from USA Today, 9/11/00)