2000 Auto Insurance Premiums in Selected Ohio Cities

	Site Map
	Preface
	Chapter 1
-	Auto Insurance: An Overview
-	Factors That Affect Auto Insurance: From a Company Standpoint
-	Factors That Affect Auto Insurance: From a Consumer Standpoint
-	Factors That Affect Auto Insurance: Age and Its Impact
-	Factors That Affect Auto Insurance: Hospital and Medical Costs
-	Auto Insurance Markets
-	1998 Passenger Vehicles Insured Through Voluntary and Involuntary Plans by State
	2000 Auto Insurance Premiums in Selected Ohio Cities
-	1998 US Auto Insurance Premiums by State
-	Where the Auto Insurance Premium Dollar Goes in Ohio and US
-	Auto Repair Costs in Selected Ohio Cities 1996 vs. 2000
-	How to Save Money on Auto Insurance
-	Competitive Auto Replacement Parts
-	Average Auto Repair Cost Comparisons for Specific Parts—1997 vs. 2001
-	Average New Car Expenditures—1995-99
-	1999 Top Selling Vehicles in the US
-	1999 Top Selling Vehicles in the US by Type and Color
-	1998-99 Ohio Licensed Drivers by County
-	1998-99 Ohio Motor Vehicle Registrations by County
-	Airbag Update
-	Settling an Auto Insurance Claim
	Chapter 2
	Chapter 3
	Chapter 4
	Chapter 5
	Chapter 6
	Chapter 7
	Glossary
	OII Sound-Off Page

In 2000 the Ohio Department of Insurance (ODI) requested insurance companies to quote prices they would charge drivers for automobile insurance. Over 100 companies responded, and their rates were reflected in the survey. The table below shows a comparison of auto insurance premiums for selected metropolitan areas in Ohio. Figures shown should be reviewed as a guide. They do not reflect discounts offered by insurers, which could lower insurance costs. On the other hand, accidents and/or traffic violations could raise the rates quoted.

Rating information used in survey

Insurance Coverage Information: Bodily injury liability—$50,000 per person and $100,000 per occurrence; property damage liability—$50,000 per occurrence; $5,000 per person automobile medical payments; uninsured/underinsured motorist coverage—$50,000 per person and $100,000 per occurrence; $250 deductible other than collision coverage (comprehensive); and $250 deductible collision coverage.

Automobile Information: 1999 Ford Taurus (four door, six cylinder), driven to and from work (15 miles round trip), driven 15,000 miles annually.

Driver Information: Adult driver, 35 years of age, married male with no dependents of legal driving age; no accidents or driving violations within the past three years; and a new customer to an insurance company, previously insured by another company. Wife is an occasional driver of the car.

Pricing Information: Prices were quoted prior to qualifying for any insurance company discounts. Rates shown reflect annual automobile insurance premiums from standard market insurers (nonstandard company rates are not reflected in the figures).

ODI’s survey includes additional driver history scenarios, including nonstandard insurers. Contact ODI at 1-800-686-1526, or visit the consumer publications area of ODI’s website at www.ohioinsurance.gov. The premium a company charges for your insurance will probably be different based on your situation.

Drivers in 29 states and Washington DC encounter 167 major traffic jams on highways daily. 14 of the bottle necks are in Ohio. Their locations and rankings are:

• Akron:	I-76 (130), I-77 (85), Rt. 8 at Akron Expressway (123)
• Cincinnati:	I-275 at I-74 (157), I-71 (133), I-75 at I-74 (159)
• Cleveland:	I-271 (82), I-480 near Columbia Rd. (121), I-71 (141)
• Columbus:	I-270 and US 23 (72), I-670 (70), I-70 (50), I-71 (54)
• Dayton:	I-75 (55)

(American Highway Users Alliance, US Dept. of Transportation)