Preface

  
About This Publication
About the Ohio Insurance Institute
What Insurance Means to Ohioans

Chapter One: Automobile Insurance

  

Auto Insurance: An Overview

Factors That Affect Auto Insurance: From a Company Standpoint
Factors That Affect Auto Insurance: From a Consumer Standpoint
Factors That Affect Auto Insurance: Age and Its Impact
Factors That Affect Auto Insurance: Hospital and Medical Cost
Auto Insurance Options in Ohio
1997 Passenger Vehicles Insured through Voluntary and Involuntary Plans by State
1998 Auto Insurance Premiums in Selected Ohio Cities
1997 US Auto Insurance Premiums by State
Where the Auto Insurance Premium Dollar Goes in Ohio and US
Auto Repair Costs in Selected Ohio Cities 1995 vs. 1999
How to Save Money on Auto Insurance
Competitive Auto Replacement Parts
Average Auto Repair Cost Comparisons for Specific Parts-1996 vs. 2000
Average New Car Expenditures-1994-98
1998 Top Selling Vehicles in the US
1997-98 Ohio Licensed Drivers by County
1997-98 Ohio Motor Vehicle Registrations by County
Airbag Update
Settling an Auto Insurance Claim

Chapter Two: Auto Crash Statistics

  
Ohio and US Crash Fatalities 1988-98
Crash Results for Late Model Vehicles
1998 Ohio Crash Frequency by County and Selected Cities
1998 Ohio Motor Vehicle Fatalities and Injuries by Type of Crash

1998 US Motor Vehicle Fatalities and Injuries by Type of Crash
1998 Ohio Crashes by Age and Gender
1998 US Crashes by Age and Gender
1997-98 Ohio Crash Fatalities by County
1997-98 Ohio Crash Injuries by County
1994-98 Ohio Uninsured Drivers at Fault in Crashes

Chapter Three: Drinking and Driving Statistics

  
Ohio's Drunk Driving Laws

1990-98 Alcohol-Related Crash Statistics for Ohio
Administrative License Suspension Statistics
DUI Repeat Offender Statistics
1997-98 Ohio Alcohol-Related Crash Statistics by County
Chapter Four: Property Insurance  
Homeowners Insurance: An Overview
1997 Homeowners Insurance Premiums in Selected Ohio Cities
1996 Average Homeowners and Renters Insurance Premiums by State
How to Save Money on Homeowners Insurance
1994-99 Ohio and US Construction Costs
Ohio FAIR Plan
Insurance Provided by US FAIR Plans for 1998
Flood Insurance
Mine Subsidence Insurance
Tornadoes in Ohio
National Tornado Facts
Average Snowfall in Ohio
Cost of Catastrophes
Settling a Homeowners Insurance Claim
Chapter Five: Insurance Related Crimes  
Ohio Auto Thefts
US Auto Thefts
Arson: A Costly Crime
The Impact of Insurance Fraud
1996-98 Ohio Motor Vehicle Thefts by Selected Cities
1998 Top 10 Stolen Vehicles in Ohio and Selected Cities
1998 Top 10 Reported Stolen Vehicles in US and 1997-98 US Motor Vehicle Thefts by State
Ohio's Crime Picture
US Crime Clock: 1994 and 1998
Chapter Six: Selected Insurance Laws  
Ohio's Financial Responsibility Law
Ohio's Comparative Negligence Law
Child Safety Restraint Laws
Ohio's Safety Belt Law
Auto and Homeowners Insurance Cancellation Laws
Speed Limit Laws
Ohio's Point System for Traffic Violations
Graduated Licensing Law
The McCarran-Ferguson Act: Regulating the Industry
Chapter Seven: General Reference  
Top 10 P/C Companies by 1998 Premium Volume for Selected Lines
Numbers of Insurance Companies in Ohio
Domestic P/C Insurance Companies in Ohio
Ohio and US Insurance Employment Statistics
Ohio and US Insurance Employee, Company and Premium Facts
Ohio Insurance Guaranty Association
1998-99 Insurance Company Insolvencies by State
Ohio Department of Insurance Contacts
Ohio Insurance Trade Association Media Contacts
National Insurance Trade Association Media Contacts
National Insurance Regulatory Contacts
Phone Directory of Insurance, Regulatory and Safety-Related Organizations
Selected Insurance, Regulatory and Safety-Related Organization Websites
OII Website Guide: www.ohioinsurance.org
Insurance Rating Services
Glossary of Insurance Terms
OII Sound-Off Page