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2007 Auto Insurance Premiums In Selected Ohio Cities
(Rev. 08/09)
In mid 2007 the Ohio Department of Insurance (ODI) requested insurance companies to quote prices they would charge drivers for automobile insurance. Over 60 companies responded, and their rates were reflected in the survey. The table below shows a comparison of auto insurance premiums for selected metropolitan areas in Ohio. Figures shown should be reviewed as a guide. They do not reflect discounts offered by insurers, which could lower insurance costs. On the other hand, accidents and/or traffic violations could raise the rates quoted.
NOTE: The premium a company charges you for insurance will probably differ to reflect your actual coverage, auto and situation.
Rating information used in survey
Insurance Coverage Information:
Bodily injury liability: $100,000 per person and $300,000 per occurrence
Property damage liability: $100,000 per occurrence
Medical payments: $5,000 per person
Other than collision (comprehensive): $500 deductible
Collision: $500 deductible
Automobile Information:
2007 Toyota Camry
15,000 miles annually
Driver Information:
Married 35 year old male driver with no dependents
No accidents or driving violations
Wife is an occasional driver
New customer to the insurance company
Pricing Information:
Prices were quoted prior to qualifying for any insurance company discounts.
Rates shown reflect six month automobile insurance premiums from standard market insurers
ODI’s 2007 survey includes additional driver history scenarios, including nonstandard insurers.
Available online at www.insurance.ohio.gov/Consumer/OCS/CompleteGuides/AutoPremiums.pdf, or call 1-800-686-1526 to obtain a copy.
2007 Six-Month Auto Insurance Premiums
Rates Effective Mid-2007 |
| City |
Avarage |
Low |
High |
| Akron |
580 |
279 |
1,916 |
| Athens |
520 |
258 |
1,750 |
| Cincinnati |
576 |
299 |
1,840 |
| Cleveland |
763 |
312 |
3,304 |
| Columbus |
607 |
251 |
1,814 |
| Dayton |
562 |
271 |
1,672 |
| Shaker Heights |
597 |
275 |
2,026 |
| Toledo |
625 |
303 |
1,928 |
| Youngstown |
733 |
312 |
2,616 |
| Small Town/Rural Area |
490 |
249 |
1,486 |
Notes: Figures shown should be reviewed as a guide only
Check out the Ohio Department of Insurance's Ohio Shopper;s Guide Series at www.insurance.ohio.gov/Consumer/OCS/CompleteGuides/CompleteAutoGuide.pdf
Source: Ohio Department of Insurance, Automobile Insurance Sample Premiums (online at www.insurance.ohio.gov/Consumer/OCS/CompleteGuides/AutoPremiums.pdf)
(NAIC 2007-09 editions of “Auto Insurance Data Base”)
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Ohio’s average auto insurance expenditure decreased $26 between 2004-06.
(NAIC 2007-09 editions of “Auto Insurance Data Base”) |
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