About This Publication

The 2005 Web/CD edition of Ohio Insurance Facts is published by the Ohio Insurance Institute (OII) to provide its readers with information and statistics pertaining to Ohio’s property/casualty insurance industry. In certain instances, local and national information is also provided.

Statistical information is for the most recent year(s) available at the close of publishing. Updated information, if available, may be obtained by contacting Mary Bonelli (maryb@ohioinsurance.org) or Mitch Wilson (mitchw@ohioinsurance.org) at the Ohio Insurance Institute, 172 E. State St. Suite 201, Columbus, Ohio 43215-4321; 614-228-1593.

Available only on Web and CD

This edition will only be available via OII’s Web site (www.ohioinsurance.org) or on CD. The Web edition contains links to previously published versions of the same information in an effort to become a “live publication.” The 2005 and 2003-04 CD editions, and limited quantities of the 2003-04 print version are available by contacting the OII. All Web sites noted on the Web and CD versions are live as of 11/05 and can be accessed for additional or updated information.

Permission to reprint

Although this material is copyrighted, readers are not restricted or limited in any way to use the contents. Authorization is granted for full use of the information with attribution, when appropriate, to the Ohio Insurance Institute or other noted source.

Feedback welcomed here

Every year, sections are added or revised to provide readers with additional facts and information tied to our industry. In other cases, information that hasn’t proven to be of significant interest is deleted. Your comments and suggestions regarding this publication are welcome. Feel free to use the “OII Sound-Off Page” at the back of the book to send in your comments.

In the past 12 months, the rate of shopping for homeowners insurance has grown 22% among those customers who have owned their home for 20 years or more, according to J.D. Power's “National Homeowners Insurance Study.” 65% of insurance customers go on the recommendation of their carrier or agent when deciding on coverage. (National Underwriter, 10/4/04)